PAOLA SHARLEEN VALDEZ Mortgages · New Priority Lending Corp.
New Priority Lending Corp.

Investment property goals

A clearer next step for your property goals.

Discuss financing paths commonly explored by real-estate investors and the information a provider may request for an individual scenario.

Licensed in Maryland

Paola Sharleen Valdez, Mortgage Loan Officer
Paola Sharleen ValdezNMLS ID #2796757
Paola Sharleen Valdez · NMLS ID #2796757 New Priority Lending Corp. · Company NMLS ID #2289788 Licenses verifiable at NMLS Consumer Access Equal Housing Opportunity

Start here

Let us guide you

Fill out the form and we will reach out and guide you along the way.

  • A conversation focused on your goal, with no pressure
  • No documents are needed for this form

Submitting this form requests contact; it is not a loan application or preapproval.

Options

Find the path that matches your goal

Every situation is different. These categories can help you identify where you would like to start.

01

First-time buyers

Explore FHA and conventional options, along with potential assistance programs, as you take your first step toward a home.

02

ITIN

Some lenders offer programs that accept an ITIN. Let's talk about your goal and the requirements that may apply.

03

Investors

Explore DSCR and Non-QM options that may consider the property's cash flow, subject to applicable criteria.

04

VA

Options backed by the Department of Veterans Affairs (VA) may exist for active-duty military members, veterans, National Guard and Reserve members, and eligible surviving spouses. Let's review whether you meet the requirements.

05

Refinancing

Let's talk about what you want to accomplish and the costs to compare before deciding whether to explore refinancing.

06

Self-employed borrowers

Some programs allow income to be documented with bank statements or other methods, subject to lender criteria.

*Availability, eligibility and terms depend on the lender, underwriting and applicable documentation. Refinancing may increase the total finance charges over the life of the loan. Nothing on this page guarantees approval, rate, payment, savings, a program or a closing date.

What to expect

You don't have to have it all figured out

That's what the first conversation is for. This is the process of working with me, step by step.

Initial conversation

Ask all your questions and tell me what you're hoping to achieve.

Where you stand today

I'll help you understand your options and the information needed to continue.

You choose your next step

Ready to move forward? Great. Not quite there yet? That's okay — we'll take the next step when it makes sense for you.

Any eligibility or approval depends on the lender and underwriting.

Common questions

Before you begin

What do I need to get started?

Just a conversation. Tell me your goal and I'll explain the steps and the information commonly requested for your case.

How much do I need for a down payment?

It depends on the program. Some allow low down payments and, depending on your case and eligibility, assistance programs may exist. We'll review it together.

What credit score do I need?

There's no single number: every program and every lender has its own criteria. Let's talk about your real situation and the options you could explore.

Can I buy using an ITIN?

Some lenders offer programs that accept an ITIN. Tell me your goal and we'll review the requirements that may apply.

How long does the process take?

It varies with your case, your documentation and the lender. I'll explain every step from the start so you can move forward with clarity and no surprises.

Does talking with you cost anything or commit me?

No. The initial conversation is free and doesn't obligate you to anything. Submitting the form is not a loan application or a preapproval.

Don't know where to start?

Tell us your goal and we will guide you along the way.

Call us now